We are getting closer to the new year, and retirees and people ready on Social Security benefits are most likely waiting for the payment schedule to begin. This Social Security payment is coming soon for eligible recipients, but it will also be important come Jan. 2025. The first checks will come on January 3rd, 2025, bringing in an average payment of $1,800. While certain eligibility criteria are specific to be considered for this initial check.
The January 3rd Social Security Check: Who Will Receive It?
Not everyone will automatically receive the January 3rd check—there is a need to qualify for this first check. Essentially, the only Group 1 qualification is that Group 1 recipients must have already started to receive Social Security benefits prior to May 1997. If you meet this criteria, the Social Security Administration (SSA) will send your check out on this date.
Now that the check is being mailed on Jan. 3, however, it’s important to know that the exact timing of when you get the funds depends on how you get paid. It is recommended that when you apply for your payment, you activate Direct Deposit because it will ensure that you get your payment as fast as possible. It reduces the amount of delays and ensures your payment will get there on time.
How Direct Deposit Helps Speed Up Social Security Payments
Social Security is just one of the many government payments that rely on the Direct Deposit system. Direct deposits allow recipients to have their payments deposited into their accounting (bank) accounts rather than waiting for a physical check to arrive. This is a safe, secure, and convenient way to provide retirees with their money fast without unnecessary delays.
The payment will be made via paper check for anyone without direct deposit set up, which takes several days longer to reach. You have the best chance of receiving your January 3rd Social Security check without any delays if you don’t already have direct deposit set up.
Additional Social Security Payments in January 2025
January 3rd is the first day of payments in the new calendar year, but Social Security recipients in other groups will not receive payments until other dates in January. Don’t sweat it; it’s not Group 1. Your payment will come soon as well.
Here are the dates when payments will be made for Groups 2, 3, and 4:
- Group 2: Payments will be made on January 8, 2025.
- Group 3: Payments will be made on January 15, 2025.
- Group 4: Payments will be made on January 22, 2025.
The specific day a recipient receives their check is determined by their birthdate. Those in Group 1, with benefits initiated before May 1997, will receive their payment first, while other groups will follow throughout the month.
Key Takeaways for Social Security Recipients
- January 3rd, 2025 is the first payment date for Social Security retirees who began receiving benefits before May 1997.
- If you’re eligible for the January 3rd check, it’s crucial to have Direct Deposit activated to receive your payment without delays.
- For those in other groups, payment dates will be spread throughout January, with checks issued on the 8th, 15th, and 22nd depending on the recipient’s birthdate.
- The average payment for Social Security retirees in January 2025 is $1,800, though this amount can vary based on work history and other factors.
Conclusion
January 2025 is set to be an important month for Social Security recipients, with checks beginning to roll out as early as January 3rd. Whether you’re part of Group 1 or another group, it’s essential to be aware of your eligibility and payment schedule. Setting up Direct Deposit is a smart step to ensure you receive your payment without any delays. Make sure to mark your calendar and stay informed about when to expect your Social Security check.
FAQs
Q. When will the first Social Security checks be sent in January 2025?
A. The first Social Security checks will be sent on January 3rd, 2025 for eligible individuals.
Q. Who qualifies for the January 3rd payment?
A. Only those who began receiving Social Security benefits before May 1997 are eligible for the January 3rd check.
Q. How can I ensure I receive my check on January 3rd?
A. To receive your payment on January 3rd, Direct Deposit must be activated for quicker processing.
Q. What if I miss the January 3rd payment?
A. If you’re not in Group 1, your payment will be sent on later dates—January 8th, 15th, or 22nd, depending on your birthdate.
Q. How much is the average Social Security payment in January 2025?
A. The average Social Security payment in January 2025 is approximately $1,800, though the amount may vary based on work history.
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