Social Security Checks in the First Week of 2025: The month of January 2025 will bring some important changes for Social Security recipients. This time Social Security checks have been increased by 2.5% COLA (Cost of Living Adjustment), so that beneficiaries will get more payment than before. This increase has been done according to the cost of living and inflation. In this article, we will discuss the January 2025 Social Security checks, their schedule, and the steps to take if the check is delayed.
Distribution of Social Security Checks in the First Week
January 3, 2025:
Beneficiaries who started receiving Social Security before May 1997 or who receive both Social Security and SSI (Supplemental Security Income) will get their checks sent on January 3, 2025.
December 31, 2024:
SSI beneficiaries will receive their checks on December 31, 2024 instead of January 1, 2025, as January 1 is a national holiday.
Other beneficiaries:
People whose birthdays fall between the 1st and 31st will receive their checks on the second, third, and fourth Wednesdays of January.
COLA increase and higher payments
The 2.5% COLA increase in 2025 means beneficiaries will receive higher payments than they did in 2024. For example, retirement checks that were $5,108 in 2024 can now reach $5,108 in 2025. Although this increase is smaller than last year, it is still a source of financial support for millions of Americans.
What to do if a check is late?
If you receive your Social Security check late, it could be due to:
- Postal service delays.
- Administrative errors.
- Incorrect banking information (for direct deposit).
What to do:
- Wait an additional 3 days: If you don’t receive a check, wait 3 more days.
- Contact the SSA Helpline:
- Toll-free number: 1-800-772-1213
- TTY number: 1-800-325-0778
- Report a lost check: Notify the SSA. They will issue a replacement for the lost check after investigating.
January 2025 Social Security Schedule
The schedule for Social Security checks is determined based on beneficiaries’ birthdays:
| Payment Category | Date |
|---|---|
| SSI Payment | 31 December 2024 |
| Recipients Before May 1997 | 3 January 2025 |
| Birthdays Between 1st and 10th | 8 January 2025 |
| Birthdays Between 11th and 20th | 15 January 2025 |
| Birthdays Between 21st and 31st | 22 January 2025 |
FAQs On Social Security Checks in the First Week of 2025
Q. Will the COLA increase apply to all beneficiaries?
A. Yes, the COLA increase will apply to all Social Security beneficiaries in 2025.
Q. What to do if I lost my check?
A. Contact the SSA’s toll-free number 1-800-772-1213 and file a lost check report. After the investigation, you will receive a new check.
Q. Why can direct deposits be delayed?
A. Direct deposits can be delayed due to incorrect banking information or technical issues. Make sure your information is correct and up to date
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